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Will we ever be able to retire?


at what age willwe retire imageArticle by Ceri Wheeldon

A lot of concern has been raised about the so called ‘Granny Tax’ in George Osborne’s latest budget , but also slipped in to the speech was:

“I’ve also said that we would consider proposals to manage future increases in the state pension age, beyond the increases already announced.
I can confirm today that there will be an automatic review of the state pension age to ensure it keeps pace with increases in longevity.”

So will we be expected to work beyond the 66 in 2020 and 67 in 2008 already announced –it will be unclear until the summer. Depending on the nature of the work we do, is it realistic to expect us to work beyond this? Even with the skills and health to work we need to change mindsets in the workplace to have employers be more open to hiring a mature workforce. I am personally concerned by growing grumbles from the young, who see older workers retiring later as effectively taking jobs from them. This is a situation that needs to be addressed. Yes we are having to work longer, but mostly through necessity and not choice ! We should not be blamed for jobs that are not there.

We recognise that we are living longer

We all recognise that we are living longer, when the retirement ages were set back in 1948 , life expectancy was somewhere in the region of only 66 for men – not many years to actually draw a pension!

We recognise that life expectancy has increased without the pension age being raised for decades. But it seems that the adjustment in retirement is particularly harsh on a relatively small group, particularly women, who are having to cope with a huge adjustment in one foul swoop

Traditionally ,we babyboomers  have tended to marry men several years older and with staggered retirement ages  had anticipated spending a happy retirement together. Now as retirement ages are delayed, and with men and women retiring at the same age and later in life, dreams of enjoying retirement together may no longer be a reality for many couples.

We are having to make huge adjustments to our future plans .

Any feedback or thoughts?

Photo credit:Photostock

Ceri Wheeldon

Ceri is Founder and Editor of Fabafterfifty.co.uk She is a frequent speaker at events and in the media on topics related to women over 50 , including style and living agelessly. With 20+ years experience as a headhunter Ceri also now helps support those looking to extend their working lives.

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Comments

  1. Jo Carroll

    July 19, 2012

    I’m beginning to wonder if the construct of ‘retirement’ has any validity any more. It used to mark the transition between working (being economically useful) and not working (sit about in cardigans and play bridge). Now – part time work, voluntary work, caring for even older parents – we can hardly say that those with pensions are not contributing

    I wonder if we need to think more in terms of transitions, I think it is unreasonable to ask older people to work as if they were thirty. For instance – how long is it realistic to ask a teacher to stand all day, deal with recalcitrant pupils, go home with piles of marking etc – can you imagine doing that when you are nearly 70? But part time work – that’s different. It gives life a different shape, means people can still be involved in their communities – and stops this either/or that feels so unhelpful.

    So (a beef of mine) isn’t it time to challenge the idea that everyone who has ‘retired’ is ‘old’? (So those forms which classify us according to age that begin with 20-30, 30-40, 40-50, 50-60 – and then ‘over 60’ are shown to be meaningless!)

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