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Will new proposals mean this the end of retirement as we know it ?


end of retirement imageArticle by Ceri Wheeldon

This week Lord Bichard made the recommendation that pensioners should work for the good of the community or lose part of their pension.

In his view, it is the only way in an ageing society for ‘old’ people not to become a burden on the state. He believes that the ‘not so old’ should contribute by looking after the ‘very old’.

With the increase in state pension age, with many of us are seeing our planned retirement age increased from 60 to nearly 70, and with many working way beyond retirement age either on a full or part-time basis, either through choice or necessity, is this realistic?

Having paid into the system all their working lives, should people effectively have to work for their pension too?

Many would argue that in ‘retirement’ they already give back by looking after grandchildren, getting involved informally in voluntary and charity schemes, but should it be made mandatory?

The impact and issues around an ageing population do need to be addressed – but is this solution realistic?

Any thoughts?

Ceri Wheeldon

Ceri is Founder and Editor of Fabafterfifty.co.uk She is a frequent speaker at events and in the media on topics related to women over 50 , including style and living agelessly. With 20+ years experience as a headhunter Ceri also now helps support those looking to extend their working lives.

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Comments

  1. Susan

    October 25, 2012

    To be fair, people should want to do this anyway. There are alot of selfish pensioners out there who moan that theyre bored and yet totally fit. Voluntary work is definitely the way to go even though you might feel you earned a rest. To keep active is to keep young and mentally alert.

  2. twitter_MichaelN_RS

    December 13, 2012

    The end of retirement as we know it, in my opinion, will come about from advances in healthy life spans and technological disruptions.

  3. Anastasia

    October 29, 2013

    The Real Reason Against High Speed Rail 2

    We are told that people are living too long so make state pensions unsustainable and so retirement ages have risen. This is rubbish after half a century of mass immigration of young people that continues.

    This not only breaks written undertaking of rightful payout age of women’s state pensions to the 1950s Baby Boomer generation, but the Flat Rate Pension coming from 2016 (long before the longer retirement ages now) further deprives women of any state pension altogether.

    The government says it can afford the £50 billion and rising of a trivial thing such as a high speed train, when you can fly in far less time and without all the signalling faults and even cows on the line, causing stops along the way.

    Pensioners contribute over £40 billion a year to government and are taxpayers not only from income tax (that only brings in 26p in the pound to government anyway) but also from the 75% of Indirect Taxes / VAT we all pay, in or out of work and however long we live.

    Most unemployed over 50s women is due to being disabled and / or chronic sick, and are unemployable from being incontinent so every 5 minutes in the bog, away to GP or hospital treatment every month, off sick loads, can’t sit or stand without pain and needing a nap every couple of hours as a result of fatigue.

    The gagging law will soon make charitable campaigns and petitions a thing of the past.

    With no job, no benefit, no state pension, women hitting 60s face a 75% unemployment rate around them. Many will have no other source of income than their lost state pension.

    As 2.6 million women are affected, with tens or even hundreds of thousands more joining them from all the changes of the Flat Rate Pension / Pension Bill to single women, wives, widows and the children of widows. More information under petition.

    Please sign the petition on the big website 38 Degrees while we still can, not only to change government but to change UKIP and Left Unity:

    Bring Back Immediately State Pension For Women At 60.
    Men / Women Against Tax Allowance Loss From 65
    http://you.38degrees.org.uk/petitions/state-pension-at-60-now

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