Article by Sarah Pennells Who would sort out your financial affairs if you or a family member had a serious accident or became too ill to cope? Are you someone who likes to plan or do you prefer to leave it all until the last minute? If you’re a planner, you probably have savings, a pension, even a will; but have you planned for what would happen if you couldn’t make decisions about your own money? No? I didn’t think so! Figures show that while only one in three adults has made a will far fewer have made arrangements in case they can’t make their own financial decisions.  But without a legal document, it would be down to a court (set up by the government) to decide who should run your...