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At Fab after Fifty we are passionate about women over fifty making the best of their lives. There has never been a better time to be 50! We'd love you to join in the conversation. Be Seen. Be Heard. Don’t be invisible. Be Fab after Fifty!

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It’s always good to share with friends- old and new, so why not make yourself a cup of coffee or pour a glass of wine and join in the conversation.

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Whether you're setting up a business or looking for employment, make sure you're marketable over 50

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  1. Setting up a business in your 50s. What to ask your accountant at your initial meeting

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    Article by Elaine Clark If setting up a business in your 50s or becoming self employed for the first time, appointing an accountant can be daunting. Elaine Clark, our newest expert on the Fabafterfifty panel,  has drawn up a useful list of questions to offer some structure to help you decide who is the right accountant for you. A question often asked by a new business owner is: “I have arranged an initial consultation with an accountant – what should I ask?” These days this consultation can take place face-to-face or virtually, via phone, Skype or other electronic means. Whatever the method, there are a few essentials that should not be neglected when you have your meeting. Fact Finding It is best to start off with some very simple fact...
  2. New Year, new plans… new budget! How to improve your finances over 50

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    Article by Helen Gradwell No matter what your age or your lifestyle, it’s never too late to commit to a positive change in your life – whether that’s improving your finances, enhancing your health or adding to your life experiences. New Year seems a perfect time to make these changes; a great time for a ‘new start’. You’ve got a whole year ahead of you, and anything could happen. Who knows where you could be by the end of it? According to the Daily Mail, ‘saving money and spending less’ was the fourth most common New Year’s resolution in 2012 – beaten only by losing weight, getting fit and eating more healthily. If your New Year’s resolution is to improve your finances, this article has...
  3. Wealth Creation – Gill Fielding’s Top 10 tips.

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    Article by Gill Fielding. 1. Understand where you want to be. Everybody has wildly different perceptions about money and what wealth means – you have to discover what wealth means to you: one man’s riches may be peanuts to somebody else. Think about what you really want in terms of money: in my experience people always need much less than they originally think. What wealth do you want to have? 2. Work out exactly what you have. If you don’t know what you’ve got and what wealth you want to have – how on earth can you work out how to bridge the gap! Start recording your assets and liabilities and your regular cash flows. 3. Understand your relationship to money. It’s an...
  4. Why I think it was easier to set up a business in my 50s than it was in my 30s.

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    Article by Ceri Wheeldon When I set up my first business in my early 30s, the financial investment needed was far greater than the investment needed today. I needed a PC, business quality printer, fax machine, copier, and telephone system all of which came to an initial investment of around £7000 and delivered far less functionality than a laptop and all-in-one printer costing hundreds of pounds today. On top of that I had to rent an office and install ISDN lines. Phone calls were paid for by the minute, mobiles were still not an everyday tool. Investment in business stationery was significant. As was postage. The business day revolved round meeting the 4pm post deadline. Marketing of services...
  5. The Rise and Rise of the ‘Fab-preneur’ (or Gran-trepreneur as some are calling!)

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    Article by Fabafterfifty New research confirms just what we’ve been saying on Fabafterfifty – that more women than ever are looking to set up their own businesses in their 50s-although I have to say I hate the term that ISME have come up with Gran-trepreneur! Much prefer Fab-preneur! They’ve spent their lives working for others, now Britain’s 50-somethings are setting up shop and doing it for themselves in 2012. A staggering 71 per cent of mature women say they’re considering going into business themselves this new year, creating an entirely different breed of business woman – the ‘gran-trepreneur’! (ouch!!!) Instead of retiring or opting for the quiet life, they’re putting their money where their mouth is to...
  6. How expensive is it to live in your 50s? £1560 a month needed according to new study.

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    Article by Fabafterfifty We may think that once we turn 50 our costs will decrease, but it would appear that this not necessarily the case.  Turning 50 marks the most expensive period in our lives, a new study has revealed. Especially with children flying the nest later than anticipated, increased costs of education, and adult children returning home to live! Experts calculated that those in their 50s can still expect to be lumbered with hefty mortgage payments while also trying to support teenage children. Increased costs of holidaying as four adults, rather than a family with two children, coupled with helping the kids with motoring costs as well as a house deposit costs means a deep financial pot is needed. The study, by leading UK...
  7. Five Empowering Steps for Women over 50 to Grow a Great Financial Mindset

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    Article by Anthony Fleming First of all identify as many of the limiting thoughts and beliefs you have with regard to money. For example, “I’d rather be healthy than be rich.”, “There’s not enough money to go round.”, “We can’t afford it.”, “Rich people are selfish.”, “You have to work hard to earn more money.”, etc. etc. Why? Because in the first instance, why must you choose to be healthy or rich? Why can’t you have both? And if you think rich people are selfish you would not want to become selfish which means that, subconsciously, you would sabotage your effort to become rich because of course rich people are selfish, aren’t they? Once you have identified these limiting beliefs, think about each one and laugh, to yourself or out aloud, at the nonsense...
  8. If getting more from your money is a financial goal for 2012, where do you start?

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    Article by Sarah Pennells of SavvyWoman.co.uk For many of us, the New Year might mean focusing on our health, our career or our money and it seems that financial resolutions have been particularly popular this year. According to investment website rplan.co.uk, more women than men (59% compared to 50%) planned to cut back on spending and 77% of women will set new financial goals. If you’ve made some money resolutions or if you’re looking for inspiration, read on: Popular financial resolutions at this time of year often focus on paying off debt or cutting back spending (going on a ‘money diet’) and that’s what this survey found: 1. Cutting back on spending. If you want to succeed at this, it’s no good to just have a vague goal of spending less. It’s...
  9. If you’re shopping in the sales you’re still protected by consumer law if there’s a problem

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    Article by Savvywoman Sarah Pennells The Christmas sales have meant bumper takings for the high street and for online stores, with millions of us on the hunt for a bargain. But what happens if you buy something that turns out to be faulty? According to Consumer Direct, problems with clothes are consistently amongst the top ten complaints they receive, with over 20,000 complaints in 2011 (and 40% of those were made in January – the busiest month of the year). Your rights; the basics The Office of Fair Trading has a ‘Know Your Rights’ campaign, which is designed to make sure we’re all aware of our rights. When you buy clothes (or any other goods), even when they are in a sale, they must be of satisfactory quality, fit for...
  10. Closure of Cheque Guarantee Card Scheme has minimal impact

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    Article by Fabafterfifty The Payments Council published independent research to show that the closure of the Cheque Guarantee Card Scheme has had little impact. Since the closure of the Scheme in June: • 88% of people using guaranteed cheques report that since Scheme closure they are still able to use cheques in all of the places where previously they’d used the guarantee • 43% of people who used their cheque guarantee card in the past 12 months were aware that the scheme had closed • Only 3% of businesses have stopped accepting cheques solely due to closure of the Scheme, with 84% of businesses still accepting un-guaranteed cheques The results echo findings from before the scheme was closed that showed 86 per cent of people aged 65 and over had ‘little or no concerns’ about the closure of the Cheque Guarantee...
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