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Facing a Grey Divorce? Read these 7 Critical Issues first

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Divorce is difficult at any stage of life, but it could be more complex to navigate when you are older, approaching retirement, or already retired. In order to make sure everyone is treated fairly in a divorce, it’s important to consider these 7 critical issues for older couples seeking a separation. What is a grey divorce? A grey divorce, or a silver splitter, is a term for a demographic trend of a high divorce rate for older couples who have been married for a very long time. These individuals may have married young to start a family, and followed a traditional family structure of the man going out to work and the woman staying home to raise children. Once their adult children have grown up and started their own families, couples...
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What scams are easy to fall for?

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Sometimes it can feel as though there are bad guys and dangers around every corner. It’s not pleasant to live with this idea, but it can feel very real at times. Of course, there are a lot of positives in the world too, but these negative things are the ones that stick in our heads and make us worry the most. One of the issues that can be very upsetting and disrupting is when you fall for a scam. There are people whose sole aim is to part you from your money or your identity (or both) and cause havoc in your life. Worrying about these scams can take up a lot of time, but if you know what to...
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Helping A Loved One With A Will? Here Are Some Issues You Need To Be Aware Of

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We don’t need to tell you how difficult the process of dealing with a will can be. There are so many emotional elements tangled up in the whole ordeal, and that is the case even if there are no big disagreements or major issues to deal with. We have all been in a situation where the will has been contested. We all know someone in our family or close circle who has fallen out with people for good over a disagreement in a will. It is a natural result of it being a combination of a heated personal matter and something that frequently involves a sum of money, or something as treasured as a family home. If you find yourself in a position where you need to step...
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The Importance Of A Having A Will

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There comes a time in everyone’s life where reality kicks in, and you have to start thinking about drafting a will for the inevitable. Some people decide to make a will at the age of 25, and some do not think it is necessary to go through the whole ordeal. If this is the case, by the time you reach your 50s it is highly advised to reconsider. Should your will be drafted in advance; you may be able to reduce the amount of inheritance tax applicable. What will happen if you pass on and there is no will in place? Well, some rules govern how your money, possessions or property is distributed. However, this...
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Need Advice? Factors To Consider When Looking For A Legal Practice

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We often think about criminal cases when we talk about lawyers but away from gripping TV dramas, many of us require legal advice in day to day life. From buying and selling houses to filing for divorce and preparing wills and estates, legal firms offer a diverse range of services. If you need advice, it’s wise to consider several factors before you choose a law firm. In this guide, we’ll offer some helpful tips to make the process simple and stress-free. Expertise and practice areas Lawyers and solicitors deal with a broad spectrum of cases and they work with a wide range of clients. Some firms specialise in certain practice areas while others have teams that work across a more diverse...
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When And How To Seek Legal Advice

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Most of us are familiar with adverts for will writing services, personal injury claims and divorce lawyers, but there are several circumstances in which it’s advisable to enlist legal help. In this guide, we’ll discuss when and how to seek legal advice. Relationship breakdowns and custody If you have children under the age of 18 or you are married, and your relationship breaks down, it’s critical to have experts in your corner. Divorce can be a complex process, particularly if there is a custody battle or you have shared assets in the form of property, savings or businesses. If you are initiating proceedings, or your partner has filed for divorce, look for a firm that specialises in ...
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How to Make Writing Your Will A Positive Experience

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On your list of fun and exciting bucket-list experiences to tick off, writing your will probably won’t make the cut. We have a tendency to feel uncomfortable when the subject of death arises, it’s a topic we try to avoid where possible and have a habit of sweeping it under the rug rather than dealing with the inevitable. It’s one of life’s only certainties, we will all die someday and it’s important that we accept this fact and take the appropriate steps to ensure all of the formalities are in place for when we do pass. The death of a loved one is an extremely testing and emotional time, you will often feel helpless and experience feelings of emotion that...
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How to prevent a family will fallout if a child dies before a parent

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Article by Polly Coram, solicitor with Jones Myers wills and trust department To minimise legal costs, many parents who want to leave their estate to their children entrust its administration to friends and family instead of appointing a legal advisor. A question we are frequently asked is, what will happen to the inheritance if a child passes away before the parent? A competent Will writer would advise the parent, known as the testator, to include a substitute provision. This makes it clear who their intended inheritance passes to – and in what shares – if a child dies first. However, we have witnessed a rise in homemade and simple wills that neglect to include this detail. How to avoid a dispute between surviving children Omitting this provision can spark a dispute between the surviving children over...
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Inheritance Planning: How to legally give money to your children

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Article by Faye Watts If you’re lucky enough to have money or property to leave to your children, Faye Watts of www.fuseaccountants.co.uk looks at how to do it, and shares a word of warning… Let’s start by saying that there’s nothing wrong with wanting to give money to your children in the most tax efficient way possible. You’ve already paid tax on that money when you earned it, so doing your best to save it from the tax man is not unethical, greedy or immoral. This isn’t tax evasion, its legitimate inheritance tax planning. So, let’s look at the key ways that you might like to help your children out both while you’re still alive, and when you’re gone. Giving gifts If you give your child (or anyone) a gift...
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Four things you probably didn’t know about inheritance tax

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Article by Naomi Webb It’s fair to say that no taxes are overly popular, yet there is a particular dislike reserved for inheritance tax – the most hated of them all. This is a tax that takes a slice of the wealth left behind by some people when they die to go back into the coffers of the state. Whether you think that is fair is up to you but it exists, and how much do we actually know about it? The truth is, other than a passing knowledge of its existence, very few of us even knows the basics. Here are your key questions answered: Who must pay inheritance tax? Very few estates actually have to pay inheritance tax. The figure for 2016/17 is set to stand at about eight per cent – or...
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